Medicare Supplement Plans in Wisconsin, Minnesota and Massachusetts

In 47 states, Medicare supplement plans are standardized and offer the very same benefits, wherever you are. There are three states that have their own standardization, which are Wisconsin, Massachusetts and Minnesota. In each of these states, there are some “basic benefits”, that the Medicare supplement plans are obliged by law to cover.

 

Basic benefits in Wisconsin

In Wisconsin, all Medicare supplement plans will cover for the following expenses:

  • Expenses for coinsurance for hospital care due to Medicare part A
  • Expenses for the coinsurance medical costs due to Medicare part B
  • Expenses for the first three pints of blood
  • Expenses for the coinsurance and copayment of Medicare part A

Get a quote and enroll at https://www.bestmedicaresupplementplans2019.com/medicare-supplement-plan-g-2019/

Basic benefits in Minnesota

In Minnesota, all Medicare supplement plans will cover for the following expenses:

  • Expenses for the Medicare part A coinsurance due to hospital care
  • Expenses for the Medicare part B coinsurance due to medical costs
  • Expenses for the first three pints of blood
  • Expenses for the copayments of part A hospice and respite care
  • Expenses for home health services (for both part A and B), as well as supplies cost sharing.

Basic benefits in Massachusetts:

In Massachusetts, the basic benefits covered by Medicare supplement plans are:

  • Expenses for Medicare part A coinsurance due to hospital care, for a period of 365 days after Medicare part A or B no longer cover
  • Expenses for Medicare part B coinsurance for medical costs
  • Expenses for the first three pints of blood per year
  • Expenses for the coinsurance and copayment due to part A hospice costs

Medicare Supplement plan g

In Massachusetts, you can add one supplement plan to your basic one. There are different kinds of supplement plans to choose from.

In Wisconsin, more expenses are covered by the basic health care than in other states. There are supplement plans available, that are similar to Medicare supplement plan K and Medicare supplement plan L, because they are also co-sharing ones. In Wisconsin, you can choose to either have 25% or 50% of the bills covered.

In Minnesota, the plans are divided similarly to the ones in Massachusetts. The difference is, that while in Massachusetts you can only add one supplement plan, in Minnesota you can add up to 4 supplement plans in addition to your basic one.

In general, in these three states the original, basic Medicare part A or B covers for more expenses, than in the other 47 states. Therefore, the supplement plans cover less and the rest of the benefits left uncovered. While in the 47 states you would need to get a supplement plan, in these three states expenses such as for the first three pints of blood are automatically covered by your basic plan. Some of the basic plans also cover for expenses due to preventive care, which includes screening tests, mammograms, immunizations and regular check-ups. You will also be able to, if a citizen of Massachusetts, have up to 40 home health care visits a year. Some basic plans also include costs for dental care and ambulatory surgeries.